{"id":6483,"date":"2021-03-25T14:48:15","date_gmt":"2021-03-25T14:48:15","guid":{"rendered":"https:\/\/koalasigorta.com.tr\/?page_id=6483"},"modified":"2021-03-26T07:18:13","modified_gmt":"2021-03-26T07:18:13","slug":"ferdi-kaza-sigortasi","status":"publish","type":"page","link":"https:\/\/koalasigorta.com.tr\/?page_id=6483","title":{"rendered":"Ferdi Kaza Sigortas\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6483\" class=\"elementor elementor-6483\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8938b2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8938b2e\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-abe4ffe\" data-id=\"abe4ffe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-402f56c elementor-widget elementor-widget-text-editor\" data-id=\"402f56c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><h4><strong>Ferdi Kaza Sigortas\u0131<\/strong><\/h4><p>Bu sigorta ile sigortal\u0131n\u0131n, sigorta m\u00fcddeti i\u00e7inde maruz kalaca\u011f\u0131 kazalar\u0131n neticelerine kar\u015f\u0131 Ferdi Kaza Sigortas\u0131 Genel ve \u00d6zel \u015eartlar\u0131 kapsam\u0131nda poli\u00e7ede belirtilen teminat limitlerine kadar teminat alt\u0131na al\u0131r. Kaza tabirinden maksat ani ve harici bir hadisenin tesiri ile sigortal\u0131n\u0131n iradesi d\u0131\u015f\u0131nda \u00f6lmesi yaralanmas\u0131 veya cismani bir ar\u0131zaya maruz kalmas\u0131d\u0131r.<\/p><p><strong>Teminatlar<\/strong><\/p><p><strong>Kaza Sonu Daimi Sakatl\u0131k\u00a0<\/strong><br \/>\u0130\u015fbu poli\u00e7e ile temin edilen bir kaza, sigortal\u0131n\u0131n derhal veya kaza tarihinden itibaren iki sene zarf\u0131nda daimi surette maluliyetine sebebiyet verdi\u011fi takdirde t\u0131bbi tedavinin sona ermesini ve daimi maluliyetin kat`i surette tespitini m\u00fcteakip, daimi maluliyet sigorta bedeli Ferdi Kaza Sigortas\u0131 Genel \u015eartlar\u0131 8B de yaz\u0131l\u0131 nispetler ve \u015fartlar d\u00e2hilinde kendisine \u00f6denir.\u00a0<\/p><p><strong>Kaza Sonucu Vefat\u00a0<\/strong><br \/>\u0130\u015fbu poli\u00e7e ile temin edilen bir kaza, sigortal\u0131n\u0131n derhal veya kaza tarihinden itibaren bir sene zarf\u0131nda vefat\u0131na sebebiyet verdi\u011fi takdirde, sigorta bedeli poli\u00e7ede g\u00f6sterilen menfaattarlara, yoksa kanuni hak sahiplerine \u00f6denir.<\/p><p><strong>\u0130ste\u011fe Ba\u011fl\u0131 Teminatlar<\/strong><\/p><p><strong>Kaza Sonucu Tedavi Masraflar\u0131\u00a0<\/strong><br \/>Tedavi masraflar\u0131n\u0131n da sigorta teminat\u0131na dahil oldu\u011fu poli\u00e7ede ayr\u0131ca tasrih edilmi\u015f olmas\u0131 \u015fart\u0131yla sigortac\u0131, kaza g\u00fcn\u00fcnden itibaren bir sene zarf\u0131nda ihtiyar edilmi\u015f doktor \u00fccreti ile ila\u00e7, radyografi, banyo, masaj, hastane ve di\u011fer tedavi masraflar\u0131n\u0131 (nakil \u00fccretleri hari\u00e7) poli\u00e7ede bu teminat i\u00e7in tespit olunan mebla\u011fa kadar \u00f6der. Tabii veya sun`i sabit di\u015flere kaza neticesinde ar\u0131z olan hasarlar\u0131n protez masraflar\u0131 tedavi masraflar\u0131 m\u00fcemmen mebla\u011f\u0131n\u0131n azami % 10`una kadar tazmin olunur. Tedavi masraflar\u0131 i\u00e7in, sigortal\u0131n\u0131n \u00e7al\u0131\u015ft\u0131\u011f\u0131 m\u00fcessese veya kanunen mecburi sigortalar taraf\u0131ndan vaki tediyeler sigortac\u0131n\u0131n \u00f6deyece\u011fi tazminattan indirilir. Tedavi masraflar\u0131n\u0131n m\u00fcteaddit sigortac\u0131lar taraf\u0131ndan temin edilmi\u015f olunmas\u0131 halinde bu masraflar sigortac\u0131lar aras\u0131nda, teminatlar\u0131 nispetinde payla\u015f\u0131l\u0131r. Sigortac\u0131 \u00f6dedi\u011fi tedavi masraflar\u0131 dolay\u0131s\u0131 ile mes`ul \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara kar\u015f\u0131 tediye etti\u011fi mebla\u011f kadar sigortal\u0131n\u0131n yerine kaim olur.\u00a0<\/p><p><strong>G\u00fcndelik Tazminat\u00a0<\/strong><br \/>Ferdi Kaza Genel \u015eartlar\u0131n\u0131n poli\u00e7ede \u00f6zel \u015fartlar\u0131na ayk\u0131r\u0131 d\u00fc\u015fmeyen h\u00fck\u00fcmleri sakl\u0131 kalmak kayd\u0131 ile; sigortal\u0131n\u0131n, poli\u00e7e teminat kapsam\u0131na giren bir kaza sonucunda ge\u00e7ici olarak \u00e7al\u0131\u015famayacak duruma d\u00fc\u015ferse, kendisine tedavinin ba\u015flad\u0131\u011f\u0131 tarihten itibaren iyile\u015ferek \u00e7al\u0131\u015fabilecek duruma geldi\u011fi g\u00fcne kadar azami 200 g\u00fcn s\u00fcreyle poli\u00e7ede yaz\u0131l\u0131 limitler d\u00e2hilinde g\u00fcndelik tazminat \u00f6denir.Sigortal\u0131 k\u0131smen \u00e7al\u0131\u015fabilecek durumda bulundu\u011fu veya bilahare k\u0131smen \u00e7al\u0131\u015fabilecek duruma geldi\u011fi takdirde, o tarihten itibaren g\u00fcndelik tazminat yar\u0131ya indirilir.<\/p><p><strong>Acil T\u0131bb\u0131 Yard\u0131m (Medline)<\/strong><\/p><ul><li>T\u0131bbi Dan\u0131\u015fmanl\u0131k<\/li><li>Acil Sa\u011fl\u0131k hizmetleri<\/li><li>Acil Kara Ambulans\u0131 hizmeti<\/li><li>Acil Hekim hizmeti<\/li><li>\u0130la\u00e7 ve Sarf Malzemesi<\/li><li>Medical Bilgi K\u00f6pr\u00fcs\u00fc<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ferdi Kaza Sigortas\u0131 Bu sigorta ile sigortal\u0131n\u0131n, sigorta m\u00fcddeti i\u00e7inde maruz kalaca\u011f\u0131 kazalar\u0131n neticelerine kar\u015f\u0131 Ferdi Kaza Sigortas\u0131 Genel ve \u00d6zel \u015eartlar\u0131 kapsam\u0131nda poli\u00e7ede belirtilen teminat limitlerine kadar teminat alt\u0131na al\u0131r. Kaza tabirinden maksat ani ve harici bir hadisenin tesiri ile sigortal\u0131n\u0131n iradesi d\u0131\u015f\u0131nda \u00f6lmesi yaralanmas\u0131 veya cismani bir ar\u0131zaya maruz kalmas\u0131d\u0131r. Teminatlar Kaza Sonu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"_links":{"self":[{"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/6483"}],"collection":[{"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6483"}],"version-history":[{"count":8,"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/6483\/revisions"}],"predecessor-version":[{"id":6596,"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/6483\/revisions\/6596"}],"wp:attachment":[{"href":"https:\/\/koalasigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6483"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}